Get Your Commercial Deal Pre-Underwritten

No Cost - No Obligation
No Credit Pulled

(800) 616-7276 | (312) 224-8559

Small Balance Stated Income Lending Program Qualifying Guidelines:

  • Loan Amount from $250,000 to $2 Million
  • Loans for purchase, refinance or cash out
  • Loan products 5 and 7-year hybrid
  • Amortization 15, 20, 25 and 30 years
  • Loan to Value up to 80% of appraisal or cost basis
  • Credit Scores 650 or better all 3 bureaus
  • Rates from 5.875% to 8.875%
  • Index Wall Street Journal Prime Rate
  • State Income not documented on tax returns
  • Occupancy:  Investor or owner-occupied
  • Limited seasoning on title and occupancy
  • Markets top 200 MSA’s (State and County Restrictions do apply)

Property Types:  Multi-Family, Strip Store, Warehouse, Self Storage, Mobil Home Park, Light Industrial, Automotive, Office


Loan Application Wizard
Liquidity is defined as the sum total of all cash and near cash accounts. Near cash is the total of all stock, bond, investment, and/or retirement accounts.
Number of properties owned, sold, currently own or Fixed & Flipped in the last two years
Broker Owner Contact Info
Notes about anything out of the ordinary

Lending in all 48 Contiguous states except for Alaska, Idaho, North Dakota, Rhode Island, South Dakota, Utah, or Vermont.


McMann Commercial Lending puts the right loan application into the right money box so that your loan closes without the second guessing by someone who does not know you or your loan.

  • Competitive market rates
  • No Income Verification
  • No Tax Returns Needed
  • Credit Issues
  • Tax Lien Issues
  • Seasoning Issues

McMann pre-underwrites all loan applications based on the information available at the time.  Submit your scenario by clicking the Application Wizard button or call us at (800) 616-7276 or (312) 224-8559 for an immediate response.


Commercial Loans Nationwide for Apartments, Hotel, Mixed Use, Multi Family, Offices, Senior Housing, Strip Stores and Equity Participation.

McMann Commercial Lending

Is a National Commercial Mortgage Banker that provides mortgage brokers, community bankers, commercial bankers and borrowers access to the secondary market for long term, fixed rate, non-recourse and recourse commercial real estate mortgage loans.

Corporate Office

    • 500 N Michigan Ave. Suite 600
      Chicago IL 60611

Customer Service Center

(800) 616-7276 | (312) 224-8559